The 100/100/90 Challenge: Save $100 and Declutter 100 Items in 90 Days

Join the 100/100/90 Challenge and transform your finances and life. Save $100, declutter 100 items, and build lasting minimalist habits in just 90 days.

The 100/100/90 Challenge: Save Money and Declutter Your Life in 90 Days 🌿

Managing your money and simplifying your life don’t have to be two separate goals. With the 100/100/90 Challenge, you’ll combine financial minimalism with decluttering to create lasting habits that lead to less stress, more savings, and a more intentional life.

Over the next 90 days, you’ll save $100 and declutter 100 items from your home, digital spaces, and daily routine. It’s simple, sustainable, and surprisingly freeing.

Step 1: Set Your 90-Day Goal 🗓️

The 100/100/90 Challenge runs for 90 days (about 3 months). Your two main goals are:

• Save $100 by the end of the challenge

• Declutter 100 items from your home and life

Think of this challenge as a reset button for both your finances and your environment. By focusing on simplicity and intention, you’ll start to see how decluttering and saving work hand in hand to reduce stress and increase freedom.

Step 2: Break It Down Weekly 📆

Big goals feel more achievable when you break them into small, actionable steps. Here’s your weekly roadmap:

💰 Save $10–$15 Per Week

Instead of waiting until the end of 90 days, save a little each week. Automate it if possible:

• Set up a recurring transfer to a High-Yield Savings Account (HYSA)

• Treat it like a non-negotiable bill to build consistency

Pro Tip: If you sell any items during your decluttering process, add that extra cash to your savings. You might end up saving more than $100!

📦 Declutter 8–12 Items Per Week

Focus on one small area at a time to avoid overwhelm:

• Clothes you no longer wear

• Books collecting dust

• Kitchen gadgets you haven’t touched in months

• Digital clutter like unused apps or old files

• Subscriptions you forgot you had

Little by little, your home, phone, and mind will feel lighter and calmer.

Step 3: Track Your Progress 📝

The secret to sticking with the 100/100/90 Challenge is tracking. Create a simple checklist or spreadsheet where you:

• Mark down how much you’ve saved each week

• List the items you’ve decluttered

Watching your progress build over time will keep you motivated and help you stay accountable.

Step 4: Celebrate the Results 🎉

After 90 days, you’ll have:

• $100 or more saved

• 100 fewer things cluttering your home and life

• Three months of new minimalist habits

This isn’t just a one-time challenge — it’s the start of a lifestyle shift. You’ll gain confidence, clarity, and control over both your money and your space.

Step 5: Bonus Tips to Maximize Your Results 🌟

Want to take your challenge to the next level? Try these ideas:

• Sell at least 10 items → Boost your savings beyond $100

• Adopt the “One In, One Out” Rule → For every new item you bring in, remove one

• Find an Accountability Partner → Share your goals with a friend to stay on track

Minimalism isn’t about doing everything perfectly — it’s about making progress where it matters most.

Final Thoughts: Progress Over Perfection 🌿

The 100/100/90 Challenge is more than just saving $100 and decluttering 100 items. It’s about creating a mindset shift toward intentional living.

When you simplify your surroundings and your money, you create room for:

• Financial clarity

• Mental peace

• Freedom to focus on what matters most

Minimalist finance isn’t about deprivation — it’s about designing a life that supports your values. Take the first step today and watch how small changes lead to big results.

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